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Hello,
I'm Michelle Hartse
Mortgage Broker

NMLS#: 344808

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Michelle Hartse
Hello, welcome to my page.

I have been guiding clients through the intricacies of home financing, ensuring a smooth and successful process from your initial application to your closing day since 2007. Whether you’re a first- time homebuyer, buying a second home, renovating or looking to refinance. I make a personal commitment to understand your personal goals and personalized your options so you can choose which loan options will best serve you as you move forward with your life goals and dreams.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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