Why Us?
We are your local mortgage experts. No gimmicks, no junk fees. Experienced professionals ready to work for you. Every client is unique, we treat you that way.
We are the experts in the industry, look no further.
Co-founders JJ Ellingson and Brian Cottrill bring over 40 years of experience to you. We provide a combination of competitively priced financing options as well as a strategic approach. We take pride in simplifying the mortgage process and creating long term client relationships.
Let's Learn!
Please check out our 27 educational articles we put together..
As an education based mortgage company we strive to provide helpful information.
Visit our learning center to learn some great tips about buying a home.
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
The latest in mortgage news.
Maximizing Your Tax Refund: How Homebuyers Can Leverage Returns for Down Payments This Spring
Introduction As tax season approaches, many individuals and families eagerly anticipate their tax refunds. For prospective homebuyers, this annual financial…
Spring into Homeownership: Smart Financial Steps to Prep for the Spring Real Estate Season
Introduction As we approach the start of spring, the real estate market traditionally begins to heat up. Whether you’re a…
What Underwriting Really Looks For in a Mortgage Loan
Understanding the Underwriting Process Underwriting is often the most misunderstood part of the mortgage process. Many buyers hear the word…
