Why Us?
We are your local mortgage experts. No gimmicks, no junk fees. Experienced professionals ready to work for you. Every client is unique, we treat you that way.
We are the experts in the industry, look no further.
Co-founders JJ Ellingson and Brian Cottrill bring over 40 years of experience to you. We provide a combination of competitively priced financing options as well as a strategic approach. We take pride in simplifying the mortgage process and creating long term client relationships.
Let's Learn!
Please check out our 27 educational articles we put together..
As an education based mortgage company we strive to provide helpful information.
Visit our learning center to learn some great tips about buying a home.
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
The latest in mortgage news.
May 2026 Mortgage Check-In: Evaluating the Benefits of Refinancing Before Rates Change
Introduction As we step into May 2026, it’s an ideal time for homeowners to evaluate their current mortgage situation. With…
Tune Into Homeownership: How the Upcoming Kentucky Derby Can Teach First-Time Buyers About Racing to the Finish Line
Introduction As we approach the excitement of the Kentucky Derby, there’s an interesting parallel between horse racing and the journey…
Blossoming into Homeownership: How Upcoming Community Events and Spring Gatherings Can Help You Find Your Dream Neighborhood
Introduction Spring is a season of renewal, and for many, it’s the perfect time to explore the possibility of homeownership…
