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A home loan designed for your SuccessFamilyFuture

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

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VA Home Loan

Why Us?

We are your local mortgage experts. No gimmicks, no junk fees. Experienced professionals ready to work for you. Every client is unique, we treat you that way.

We are the experts in the industry, look no further.

Co-founders JJ Ellingson and Brian Cottrill bring over 40 years of experience to you. We provide a combination of competitively priced financing options as well as a strategic approach. We take pride in simplifying the mortgage process and creating long term client relationships.

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Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

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Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

The latest in mortgage news.

How to Know When It’s the Right Time to Refinance

How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance…

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the…

Why Buying Local Helps Everyone Thrive

Why Buying Local Helps Everyone Thrive

Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part…

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