



Why Us?
We are your local mortgage experts. No gimmicks, no junk fees. Experienced professionals ready to work for you. Every client is unique, we treat you that way.
We are the experts in the industry, look no further.
Co-founders JJ Ellingson and Brian Cottrill bring over 40 years of experience to you. We provide a combination of competitively priced financing options as well as a strategic approach. We take pride in simplifying the mortgage process and creating long term client relationships.
Let's Learn!
Please check out our 27 educational articles we put together..
As an education based mortgage company we strive to provide helpful information.
Visit our learning center to learn some great tips about buying a home.
A Step-by-Step Guide to Shopping for a New Home
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
The latest in mortgage news.
Should You Buy a Home and Renovate or Buy Move-In Ready?
When it comes to buying a home, one of the big decisions many buyers face is whether to purchase a…
How to Improve Your Mortgage Approval Chances
Getting approved for a mortgage is an exciting step toward homeownership, but it requires careful financial planning. Lenders look at…
Common Mortgage Myths Debunked
When it comes to getting a mortgage, there’s no shortage of misinformation. Many homebuyers, especially first-timers, hesitate to apply because…