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A home loan designed for your SuccessFamilyFuture

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

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VA Home Loan

Why Us?

We are your local mortgage experts. No gimmicks, no junk fees. Experienced professionals ready to work for you. Every client is unique, we treat you that way.

We are the experts in the industry, look no further.

Co-founders JJ Ellingson and Brian Cottrill bring over 40 years of experience to you. We provide a combination of competitively priced financing options as well as a strategic approach. We take pride in simplifying the mortgage process and creating long term client relationships.

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Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

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Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

The latest in mortgage news.

What Is Escrow and Why Do I Need It?

What Is Escrow and Why Do I Need It?

Understanding Escrow Accounts When you’re buying a home, you’ll hear a lot of new terms—one of the most important is…

Credit Health and Mortgages: What to Know Before You Apply

Credit Health and Mortgages: What to Know Before You Apply

Credit Matters More Than You Think When preparing to buy a home, your credit score becomes more than just a…

Spring 2025 Housing Market: What Buyers Need to Know

Spring 2025 Housing Market: What Buyers Need to Know

Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in…

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